Accept payments with Bitcoin Lightning Network. No processor approval. No chargebacks. No 30-day holds. No one can shut you off. We set it all up and manage it for you.
If you're reading this, you already know the pain.
Stripe, PayPal, Square — they decide who gets to accept money. If your industry is "high risk," you're out. No appeal. No explanation. Just a form letter.
2.9% + $0.30 per transaction. At $100K/month, that's $3,200 going straight to your processor. Every month. For the privilege of accepting your own money.
One dispute and your funds are frozen. Too many chargebacks and you're on the MATCH list — blacklisted from every major processor. Game over.
The Lightning Network is a payment layer built on Bitcoin that settles in seconds, costs fractions of a cent, and has zero chargebacks. No one can deny you access.
| Traditional Processors | Bitcoin Lightning | |
|---|---|---|
| Approval Required | Yes — can be denied or revoked | No — permissionless |
| Transaction Fees | 2.9% + $0.30 | < $0.01 per transaction |
| Chargebacks | Yes — funds frozen during dispute | Impossible — payments are final |
| Settlement Time | 2-7 business days | Instant (seconds) |
| Fund Holds | 30-180 day rolling reserves | None — your money immediately |
| Geographic Limits | Country/region restricted | Global — works everywhere |
| Account Closure Risk | Can be shut down anytime | You own the infrastructure |
Save over $38,000 per year.
Even with managed hosting, you come out massively ahead.
You don't need to understand Lightning channels or node management. That's our job.
We learn your business, volume, and integration needs. 15 minutes.
Self-hosted payment server with Lightning node, configured for your business.
Checkout widget, API integration, POS, or invoicing. Whatever fits your workflow.
Accept payments. We monitor, rebalance channels, and keep everything running.
Setup fee gets you live. Monthly hosting keeps you running. Cancel anytime.
Everything you need to start accepting Lightning payments. Deployed, configured, and integrated into your business.
For businesses processing serious volume. Multi-integration, advanced routing, and white-glove setup.
Managed hosting includes: 24/7 node monitoring, Lightning channel rebalancing, software updates, security patches, uptime SLA, and direct support. 3-month minimum.
CBD, supplements, firearms, adult content, crypto, nutraceuticals, travel, debt collection — industries that traditional processors won't touch or charge 5%+ rates.
Digital goods, subscriptions, coaching, consulting — if chargebacks are eating your margins or threatening your merchant account, Lightning eliminates them entirely.
Selling globally but can't get a US merchant account? Lightning works in every country. No currency conversion fees. No cross-border holds.
Tired of a third party deciding if you can accept money? With BTCPay Server, you own the infrastructure. No one can freeze your funds or shut you down.
They need a Lightning-compatible wallet, which takes 2 minutes to set up (Cash App, Strike, Phoenix, or Muun). Many customers already have one. We provide onboarding guides you can share with your customers.
Yes. We configure auto-conversion through Strike or Kraken so incoming Bitcoin is immediately converted to USD and deposited to your bank account. Zero price volatility exposure.
Accepting Bitcoin as payment for legal goods and services is fully legal in the United States. Bitcoin is treated as property by the IRS. We don't work with businesses selling illegal products.
Managed hosting means we monitor your node 24/7. If a channel goes down, we rebalance. If the server needs updates, we handle it. You focus on your business.
Absolutely. Many businesses offer Lightning as an option alongside Stripe or PayPal. It's not all-or-nothing. Start with Lightning as an alternative and expand from there.
Book a free 15-minute call. We'll figure out if Lightning is the right fit for your business. No pitch, no pressure.
15 minutes. We'll talk about your business and whether Lightning makes sense for you.